OPFFA Retired Employees

Information about benefits for OPFFA retirees can be found in the OPFFA Retirees Benefits Booklet (pdf).

Retiree benefit coverage includes extended health care, dental, emergency travel and life insurance coverage of $5,000.

Eligibility and premium payment

If you retiree with normal retirement age of 60, either because of a disability, or with the OMERS 85 factor, or any other early retirement option in accordance with OMERS, you will be eligible for retiree benefits.

Employees with a normal retirement age of 65, who retire before 65 either because of a disability, or with the OMERS 90 factor, or any other early retirement option in accordance with OMERS, will be eligible for retiree benefits.

Premiums will be paid by the corporation.

Retiree benefit coverage ceases at the end of the month in which you reach age 65.

After the age of 65, eligible retirees will also have coverage for the Health Care Spending Account (HSA). This benefit is available to the retiree between the ages of 65 and 70.

Health care spending account

Eligibility and premium payment

This post-65 retiree benefit is available to retired members between the ages of 65 and 70.

For eligibility, the member must be in receipt of an unreduced pension in accordance with OMERS, and must have at least 10 years of unbroken service as a continuing full time member of the OPFFA.

Premiums will be paid by the corporation.

The HSCA benefit is as follows:

  • Jan 1, 2012 - Dec 31, 2012: $2600 per year
  • Jan 1, 2013 - Dec 31, 2013: $2600 per year
  • Jan 1, 2014 - Dec 31, 2014: $2700 per year

For more information on which medical expenses are eligible refer to the Canada Revenue Agency website.

The HCSA benefit will end on the retirees 70th birthday.

Spousal continuation of benefits

Eligibility and premium payment

Spouses of retired firefighters (who qualified for retiree benefits) and who are between the ages of 60 to 65 are eligible to participate in benefit continuation when the retiree turns 65. The benefits that may be continued include dental (single coverage) and extended health care (single coverage).

To be eligible, the spouse must be between the ages of 60 and 65 when the retiree turns 65.

Premiums are fully paid by the retiree and arrangements for preauthorized payment must be made with the Pension and Benefits Administrator.

Spousal benefit coverage ceases at the end of the month in which the spouse turns 65.

Changing personal information

If you need to add or remove dependents, or change beneficiary information, please contact the Pension and Benefits Administrator.