Housing Supports, Funding and Incentives

Adequate and affordable housing is an essential part of a livable community. Housing options that meet the needs of current and future residents throughout all stages of their lives are required for individual well-being and a thriving community. 

It is an objective of the Town to enhance housing choice and enable the availability and accessibility of a wide range of housing to meet the diverse needs of the community. To achieve this, the Town works with community partners and other levels of government to assist. 

Explore the housing resources and supports below to see if there are programs suitable to help you afford your home, or support home building efforts.

Halton housing supports

• Halton Housing Supports and Services 
• Halton Housing Help
• Housing Rights and Responsibilities

Town of Oakville

• The Town is exploring possible programs through the creation of an Affordable Housing Community Improvement Plan.
• Rental Housing Protection By-law
• Development charges (DCs) are fees the Town collects from property developers to use in the future to build roads, transit, recreation centres, parks, fire stations and other infrastructure. In accordance with Provincial legislation, some housing units are exempt or have discounted fees to facilitate greater affordability, including: affordable units, not for profit housing units, and certain unit types within purpose built rental building.

Provincial and Federal programs

• Building Ontario Fund
• Build Canada Homes
• CMHC Funding Programs 
• CMHC Mortgage Loan Insurance for Multi-Unit and Rental Housing
• CMHC Refinance for Building Additional Residential Units

Oakville housing data resources

• Oakville Data Hub
• Oakville Housing Pledge
• Oakville Housing Needs Assessment
• CMHC Housing Market Reports
• CMHC Housing Market Information Portal